What role do beneficiary designations play after divorce?

Beneficiary designations on life insurance policies, retirement accounts, and payable-on-death bank accounts supersede instructions in a Will or trust. That means even if you revise your estate plan, failing to update your beneficiary forms could result in your former spouse receiving those funds. It is critical to review and update all such designations to avoid unintended distributions. An estate planning attorney can help ensure these forms align with your new estate plan.

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