Set up a trust with a spendthrift clause and name a trustee you trust. The spendthrift provision blocks most creditors—and even the child—from grabbing the funds outright. You decide how and when money is released: regular stipends, payments for essentials like housing or treatment, or distributions tied to milestones. The trustee follows your rules, so the inheritance supports your child without fueling harmful habits.
Home » FAQ » Protecting Your Children » Question: How can you safeguard an inheritance for a child who struggles with spending, addiction, or mental‑health challenges?
